Category Archives: Mortgages

Consider Pulling Your Credit Report Now

As a Surrey mortgage broker, I am always presenting my clients’ financial situation in the best possible way to lenders. However, sometimes red flags come up when a current credit report is pulled and added to your application. Sometimes the client doesn’t even realize what’s there! For a small fee, you can pull your own […]

Big News: Canadian Government and First Time Home Buyers Incentive 2019

Starting September 2019, the Canadian government will be introducing a new way to help first-time home buyers to get into the market introduced by the Trudeau government as the ‘First-Time Home Buyer Incentive.’ This program will be available to households who earn less than $120,000 annually and the amount of the insured mortgage would be […]

Insured, Insurable, And Uninsured Mortgages

MORTGAGE RENEWAL RATES: RANGES If you’re using Google to shop mortgage interest rates you will see many rates with differences ranging from 0.20% to as high as 0.45%, or even higher. Banks offer various rates based on the type of mortgage meaning insured, uninsured, or insurable. Today, we are seeing the best rates available for […]